Best auto insurance of August 2026
Top-rated carriers side by side, scored on coverage, price, claims and financial strength. Comparing is free and takes about two minutes.
AutoHomeLifeMedicareFinal expense
1
5.0★★★★★
Our rating
State Farm® Auto Insurance
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2
4.7★★★★★
Our rating
GEICO
Usually cheapest for single-policy drivers
Consistently low quotes for clean records
Fully digital quote, purchase and claims
DriveEasy usage-based program
3
4.6★★★★★
Our rating
Progressive
Most flexibility on price and coverage
Name Your Price tool shapes coverage to a budget
Snapshot telematics rewards low-mileage drivers
Competitive for records with a ticket or accident
4
4.4★★★★☆
Our rating
Allstate
Strongest accident forgiveness options
Accident forgiveness and safe-driving bonuses
Roughly 10,000 agents for in-person service
Drivewise app discount for safe driving
5
4.3★★★★☆
Our rating
Liberty Mutual
Good middle ground on price and service
Wide range of optional endorsements
Discounts for bundling, autopay and paperless
Available through agents or online
6
4.2★★★★☆
Our rating
Farmers
Deep discount stacking for households
Multi-vehicle and multi-policy discounts stack
Claims service available around the clock
Credits for safety features and good driving
Our methodology
How we evaluate auto insurers
Coverage and limits
Which coverages are offered, the optional endorsements available, and how high limits can be set.
Price and discounts
Quoted premium at identical coverage, plus the discounts that actually reduce it.
Claims and service
How quickly and fairly claims are paid, measured against published complaint indexes.
Financial strength
The insurer’s ability to pay claims, based on AM Best and comparable ratings.
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