Licensing & Advertising Disclosure

Smart Insurance Deals is an insurance lead generation and advertising company. We are not an insurance company, not an insurance agency, and not a government agency. We do not underwrite, issue, bind, price, service or cancel policies, and nothing on this site is an offer of insurance.

We collect the information a shopper would have to give an agent anyway, once, and deliver it to licensed insurance agents and carriers who can quote that line of coverage in that state. Every quote, rate, term and coverage decision comes from the licensed agent or the issuing insurer, not from us.

We are compensated by the agents, agencies and carriers who receive quote requests, and by advertising placements on this site. Comparing rates is free to you. Compensation may vary between partners, which can influence which partners appear and in what order. It does not change the price the insurer charges you, and we do not receive commission on any policy you buy.

Our network does not include every insurer or every plan available in your area. You are always free to shop directly with any carrier, or to contact your state insurance department for a full list of licensed insurers.

We are not connected with or endorsed by the United States government, the Centers for Medicare & Medicaid Services, or the federal Medicare program. Medicare has neither reviewed nor approved this information. To speak with Medicare directly, call 1-800-MEDICARE or visit medicare.gov.

Any premium figures shown on this site are illustrative examples, not quotes. Actual rates depend on the information you provide, underwriting, and the state you live in, and are set solely by the issuing insurer.

Carrier names and logos shown on this site are the property of their respective owners and are displayed to identify insurers that may appear in our network. Their appearance does not imply endorsement of Smart Insurance Deals by those companies.

Licensing and disclosure questions can be sent to [email protected].