Frequently asked questions

We are an insurance lead generation company. You answer one set of questions, and licensed agents and carriers in our network follow up with prices. We do not underwrite, issue or service policies.

Yes. Comparing rates costs nothing. We are paid by the agents and carriers who receive requests, never by you.

Licensed agents from our network, by the method you selected — email, phone or text. You can tell any of them to stop contacting you at any time.

Usually within one business day. Some lines, particularly Medicare during enrollment season, can take slightly longer.

No. Many people compare, learn they are already priced fairly, and stay with their current carrier.

Email [email protected] and we will deactivate your information. Details are in our Privacy Policy.

No. Insurance quoting does not involve a hard credit inquiry.

No. We are a private company. We are not connected to Medicare, CMS or any government agency.

No. Many people compare, find they are priced fairly, and stay put.

Quoting does not involve a hard credit pull.

Only agents licensed for auto in your state, and only those matched to your profile.

Standard policies exclude flood. An agent can tell you whether your zone needs it.

Yes, and agents in the network will usually quote both when you ask.

Yes, choose condo or renters in the first step of the questions.

Many policies up to moderate amounts are now issued without one.

A common starting point is debts plus several years of income replacement.

Yes, but agents can direct you to carriers that underwrite your situation.

No. We are a private company that connects you with licensed agents.

Some Advantage plans carry a zero-dollar premium, though other costs apply.

Yes, during annual enrollment or a qualifying special enrollment period.

Some policies accept nearly everyone, with a limited benefit early on.

Usually not. Most final expense policies are simplified issue.

The beneficiary you name, and they decide how it is spent.